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File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: view

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HOUSING LOAN SPECIALIST

HLS

HOUSING LOAN SPECIALIST

事例検索

住宅ローンのお悩み解決なら

HLS

HOUSING LOAN SPECIALIST

彼女には内緒の借金がありどうする事も出来なかった。

30代前半 / 男 /

秘密の借金がある
婚約して半年、結婚を控えている33歳です。私には彼女に言えない秘密があります。

銀行カードローン350万円と消費者金融から90万円の借金があり婚約者には秘密にしていました。

借金の理由は将来結婚するにあたり少しでも資産を増やせればと株の投資、FX、仮想通貨など様々な投資を行い結局上手くいかず投資に失敗してしまい彼女に内緒の借金を抱えてしまいました。

もうすぐ結婚を控えていてまだ借金があると話せていませんでした。出来ればこのままで秘密にしてバレずに結婚したいと考えていました。

同棲をしていて今までは財布は別で生活してきましたが結婚をするとそうもいかなくなりますし、家を買う話まで出ています。

毎月給料日が返済日になっています。投資での借金の返済、元金もなかなか減らず（利息をいくら支払っているのか分かりませんでした）、オートローン、家賃、光熱費、生活費、ですべて消えてしまって貯蓄はありません。

家を買うとなると頭金、諸経費など現金が必要なことくらいは知っていましたので凄く毎日将来のことを考えるのが憂鬱でした。

休日に家でテレビを見ていると彼女から一枚の不動産のチラシを見せられました。結婚が3か月後になり彼女も真剣に家探しをしていたのです。

地元の不動産屋さんに行き家を見学しに行ったのです。すると彼女は2件目の家が気に入ったらしく話がとんとん拍子に進んでしまい、住宅ローンの用紙を記入し審査に出していただいたのです。


3日後不動産屋さんから審査が通らなかったと連絡がありました。もちろん100％落ちるのは分かっていました。

彼女には借金があり審査が通らなかった言えず嘘を重ね何とかごまかしました。

何とかできないかと家でも仕事中にもネットで探しHLSさんのサイトにたどり着いたのです。

藁をもつかむ気持ちで電話をし担当していただけた方に全てをお話させていただき、どうにかならないかと相談したのです。

すると「解決することは難しいですが可能です」との回答だったのです。
投資での借金が消え家まで購入が出来ると思ってもいませんでした。

条件は当然ありました。対応できる物件は非常に少ないので、限られた数の中から選ぶこと。私は「それで大丈夫です」と二つ返事でお願いしました。

希望条件と少し違いましたがどんな物件を購入しても長所、短所はあると彼女に理解してもらい、ご紹介いただいた物件を購入する事が出来たのです。

もちろん彼女は私が普通に家を購入し借金があった事は今でも知りません。住宅ローンの毎月の支払いは、生活費を支払っても貯金の出来る額に収まっています。



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