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HOUSING LOAN SPECIALIST

住宅ローンのお悩み解決なら

HLS

HOUSING LOAN SPECIALIST

車のローンが、住宅ローンを組む時の上限に影響が出るなんて思いもしませんでした。

30代前半 / 男 / 会社員

車のローンがある

社会人になって、ようやく憧れのマイカーをローンで購入をすることが出来ました。

結婚もして、『さぁ!憧れのマイホームだ!』と思い妻と不動産屋さんをいくつも回りようやく決めた新築戸建でしたが、審査が通らないという事態に。

聞く所によると、車のローンが住宅ローンの借入可能額を圧迫してしまい、借入可能額が低くなるとの事。。。。

借金は他には特になく、問題なく買えるだろうと思ってしまっていた私も悪いのかもしれませんが、まさかここに来て車のローンがマイホーム購入に大きな影響を及ぼすとは思ってもみませんでした。

当然いくつかの不動産業者さんに相談もしましたが審査結果は同様で、中には『車のローンを終えられてから、検討した方が良いと思いますよ』という業者さんもいました。

車はこれからの生活を考えると必要ですし手放すわけにもいかず、かといって車のローンを一括で返済も出来る目途はありませんでした。

ただ、マイホーム購入もあきらめきれずにマイカーローンと住宅ローンの仕組みを調べているとHLSさんのホームぺージにたどり着き相談させて頂きました。

担当者の方からは『ただ一辺倒に同じことを繰り返すのではこれまでと同じ結果となりますが、車を手放さずに済む方法もあります』と心強い返事を頂く事が出来ました。

HLSさんに任せる形で、私たちは車を手放す事もなく憧れのマイホームを購入することが出来ました。

手続きには少々手間取り、時間もかかりましたが、HLSさんのおかげで私も妻も大変満足した生活を送っております。ありがとうございました。

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