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File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: model

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
Line: 53
Function: show_view

File: /home/xs935413/hls-realestate.com/public_html/index.php
Line: 315
Function: require_once

HOUSING LOAN SPECIALIST

住宅ローンのお悩み解決なら

HLS

HOUSING LOAN SPECIALIST

借金地獄の夫に代わってローンを組みました。

30代後半 / 女 / 会社員

年収が低い 秘密の借金がある 多重債務者です
結婚してから約10年。サラリーマンとして真面目に働き家計を支えてくれた夫には感謝してます。
子供も大きくなってきたし、そろそろマイホームでもと相談したところ、「そうだな~」とはぐらかしてばかり。決して年収だって低くないし、何か怪しい…と思い問い詰めたところ、そこそこの借金がある。と口を割りました。さらに返済の遅延も発生していると。

同じ様な状況の方で家を買えたか調べてみると、基本的には住宅ローンは通らないとの記事が多数。
当然何千万円もの大金を、何十年と長期で貸す銀行側からすれば信用に足りないと判断するのは理解できます。
そこで、幸い私自身も正社員として働いていて、夫ほどではないですが少なからず給料を貰っていたので、私の名義で家を買えないかと考えました。
ただし、夫の借金も家計の借金と見なされて、どちらの名義で買おうが難しい…という情報が多く、諦め気味に。そんな折、職場の先輩からHLSさんの話を聞き、私の様な状況でも住宅ローンを組む方法は無いか?とお願いしたところ、「特殊だがやり方はある」との返事を頂きました。

ここでは詳細は割愛しますが、とても理にかなった方法で解決まで導いてくれました。
最初聞いた時は、笑ってしまうようなお話でしたが、まさにウルトラCの方法で的確にアドバイス頂けたこと、とても感謝してます。

私に限らず、同じ様な境遇の方もいらっしゃるかと思いますので、一人で抱え込まずに、諦めずに是非相談してみて下さい。
きっと、思いも寄らないアドバイスを貰えると思います!

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