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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
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File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: setcookie

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File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: model

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: model

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: require_once

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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: require_once

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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: require_once

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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: require_once

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Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: require_once

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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: require_once

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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Line: 315
Function: require_once

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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: show_view

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Line: 315
Function: require_once

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Backtrace:

File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
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Function: show_view

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Line: 315
Function: require_once

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Line Number: 931

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File: /home/xs935413/hls-realestate.com/public_html/application/core/MY_Controller.php
Line: 57
Function: view

File: /home/xs935413/hls-realestate.com/public_html/application/controllers/Article.php
Line: 53
Function: show_view

File: /home/xs935413/hls-realestate.com/public_html/index.php
Line: 315
Function: require_once

HOUSING LOAN SPECIALIST

HLS

HOUSING LOAN SPECIALIST

事例検索

住宅ローンのお悩み解決なら

HLS

HOUSING LOAN SPECIALIST

何年か前の金融事故が影響して…

40代前半 / 男 / 会社員

他社で断られた 秘密の借金がある 買う時期がわからない
妻と子供の3人暮らしです。
仕事で5年ほど名古屋に住んでいましたが、東京本社への栄転の話が舞い込み、これを機に東京で家を持とう。と意気揚々と夢のマイホーム探しを開始。
ネットで物件を探しながら、連休を利用して東京観光ついでに住宅見学。
転勤までの期限もそう長くないので、いくつか見学したのち、気に入った物件で住宅ローン審査をしてみました。特段気にする事情も無かったので、気楽に結果を待ってましたがまさかの否決。
自分には理由が分からず、銀行に聞いても明確な否決理由は教えてくれませんでした。

一旦は諦め、とりあえずは賃貸でも家を見つけなきゃ…と住宅探しの再スタート。いまいち気乗りしないなかネットをポチポチしていたら、HLSさんのページを見つけ、よくよく内容を読んでみると、自分でも住宅ローンが組めるかもと淡い期待をしつつ早速問い合わせ。

事情を説明したら、HLSさんの方で詳細を調べてみるとのことで、いくつか指示をもらいながら必要な書類をそろえました。結果、4年程前に私名義の携帯を使っていた親が、私の知らないところでまさかの滞納を…1度ならず何度か繰り返していて、それが打撃となり審査に通らなかった可能性があるとの回答をもらいました。
アドバイスを頂きながら、前回とは違う銀行で審査をしたところ無事に審査通過の連絡が！
転勤の期日までに引き渡しも間に合い、無事に東京生活を開始できそうです。

後々聞いたところ、同じ様な状況の方も多く、同じ方法でも否決する人もいるとのこと。
幸いにも私はそこまで大ダメージでは無かったらしく、結果オーライでした。
当初は親に怒りを感じましたが、特に問い詰めもせずに何も無かったことにしてます。

私が家を買う。と聞いた時は親も少なからず焦ったかと思うのですが、今は笑い話です。　
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